Bread logo - financing for CPAP equipment. Bread logo - financing for CPAP equipment.

0% APR Available for 6-Month Financing*

Bread® is a financing platform allowing payment for purchases over time with monthly payments. Bread offers clear, transparent terms. Fair rates. No origination or prepayment penalties.

Who Can Use Bread Finance?

Click on the Bread® financing button to get your rate. If you pre-qualify, Bread® will supply the loan terms and sample monthly payment amount.

Check your rate in seconds without leaving home.

Affordable Monthly Plans

Pay for your order over 6, 12 or 24 months at competitive rates*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy.

Terms and Conditions

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.