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Beginner's Guide to CPAP Financing

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Why Sleep Apnea Financing May be Needed

When diagnosed with sleep apnea, you will most likely be prescribed continuous positive airway pressure (CPAP) therapy. While CPAP therapy is mostly done at home, it should also be used when away. Regardless of when and how you are traveling or where you are going, here’s a detailed checklist to help you prepare for going away with CPAP therapy:

Being able to finance CPAP products helps you get the CPAP therapy items you need without stressing about the cost upfront.

Financing CPAP items makes CPAP therapy more accessible and affordable for all individuals, no matter their financial situation.

CPAP financing allows sleep apnea patients to split up their payments over an extended time period, helping them pay for items at their own pace.

Getting Started Shouldn't Wait

Online retailers, like The CPAP Shop, do not accept insurance to ensure our prices are as low as possible. By not working with insurance, you will need to pay out-of-pocket, and financing options will make that easier to do. Learn more about insurance vs. paying out-of-pocket here. 

Why Sleep Apnea Financing May be Needed

Speeds up Managing Sleep Apnea

  • With the option of paying for your CPAP products over time, rather than having to pay one upfront cost all at once, you will avoid having to wait and save money to purchase what you need. 
  • Splitting up the payments lets you get the items you need sooner, quickening the amount of time it may take to treat your sleep apnea.

Safe and Secure Payment

  • At The CPAP Shop, you can feel confident about financing your CPAP products.
  • That’s because we’ve partnered with Bread, a 3rd party financing option that offers 6,12 and 24 month-financing based on approved credit.
  • This payment option is safe and secure, using encryption for all online data transmissions.

Stress-Free Solution

  • We want all of our customers to have hassle-free access to hundreds of top-rated CPAP machines, masks, supplies, and more. 
  • We strive to make CPAP financing easy and worry-free so you can instead focus on treating your sleep disorder.
  • Get started with CPAP financing here. 

Learn more about the ease of CPAP Financing in this blog post!

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Features of Bread CPAP Financing

When you purchase products using Bread financing, you’ll have:

  • A simple application process, getting a decision in seconds without affecting your credit score
  • Straightforward prices, free of hidden fees, prepayment penalties, or compound interest
  • Easy-to-understand, transparent terms to make financing worry-free
  • Customized payment options, paying at your own pace over a period of time
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Products You Need When First Starting CPAP Therapy

CPAP Machines

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CPAP Masks

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CPAP Sanitizers

CPAP Supplies and Accessories

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Why It's Important to Start CPAP Therapy as Quickly as Possible

Many people experience immediate results from CPAP therapy, including improved sleep, reduced snoring, and less daytime sleepiness. Some individuals can feel these effects after just one night. 

When purchasing products using health insurance, it could take a long time for them to review the claim and supply you with CPAP therapy products. That’s why alternatives, like paying out-of-pocket and using financing options, may be a better option to help you start CPAP therapy as soon as possible.

CPAP therapy not only treats sleep apnea, but it also has many other benefits to your health, including:

  • Improved blood pressure and lung function
  • Reduced risk of stroke, heart disease, diabetes, and more
  • Reduced risk of depression and anxiety
    Better mood, focus, and concentration throughout the day
  • Improved memory, productivity, and cognitive function

Many people experience immediate results from CPAP therapy, including improved sleep, reduced snoring, and less daytime sleepiness. Some individuals can feel these effects after just one night. 

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Learn more about the benefits of CPAP therapy in this blog post!

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Need Help Knowing What CPAP Mask is Best For You?

MaskFit AR is our 3D face scanning capability, able to be done all from home! The CPAP Shop has partnered with MaskFit AR to offer hassle-free, personalized shopping recommendations. Simply answer some questions, scan your face, and we’ll help you find the best mask that fits your needs.

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