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Why Sleep Apnea Financing May be Needed
When diagnosed with sleep apnea, you will most likely be prescribed continuous positive airway pressure (CPAP) therapy. While CPAP therapy is mostly done at home, it should also be used when away. Regardless of when and how you are traveling or where you are going, here’s a detailed checklist to help you prepare for going away with CPAP therapy:


Being able to finance CPAP products helps you get the CPAP therapy items you need without stressing about the cost upfront.


Financing CPAP items makes CPAP therapy more accessible and affordable for all individuals, no matter their financial situation.


CPAP financing allows sleep apnea patients to split up their payments over an extended time period, helping them pay for items at their own pace.


Online retailers, like The CPAP Shop, do not accept insurance to ensure our prices are as low as possible. By not working with insurance, you will need to pay out-of-pocket, and financing options will make that easier to do. Learn more about insurance vs. paying out-of-pocket here.
Benefits of CPAP Financing
Speeds up Managing Sleep Apnea
- With the option of paying for your CPAP products over time, rather than having to pay one upfront cost all at once, you will avoid having to wait and save money to purchase what you need.
- Splitting up the payments lets you get the items you need sooner, quickening the amount of time it may take to treat your sleep apnea.
Safe and Secure Payment
- At The CPAP Shop, you can feel confident about financing your CPAP products.
- That’s because we’ve partnered with Bread, a 3rd party financing option that offers 6,12 and 24 month-financing based on approved credit.
- This payment option is safe and secure, using encryption for all online data transmissions.
Stress-free Solution
- We want all of our customers to have hassle-free access to hundreds of top-rated CPAP machines, masks, supplies, and more.
- We strive to make CPAP financing easy and worry-free so you can instead focus on treating your sleep disorder.
- Get started with CPAP financing here.
Learn more about the ease of CPAP Financing in this blog post!


Features of Bread CPAP Financing
When you purchase products using Bread financing, you’ll have:
- A simple application process, getting a decision in seconds without affecting your credit score
- Straightforward prices, free of hidden fees, prepayment penalties, or compound interest
- Easy-to-understand, transparent terms to make financing worry-free
- Customized payment options, paying at your own pace over a period of time
Products You Need When First Starting CPAP Therapy
(and Can be Financed at The CPAP Shop!)
CPAP Machines
CPAP Masks
CPAP Sanitizers
CPAP Supplies and Accessories


Online Buying Guide for CPAP Machines - The CPAP Shop
Are you a sleep apnea patient looking to find a CPAP machine? Our detailed CPAP machine buying guide is here to help you find the best device for your needs.
Beginner’s Guide to CPAP Machines


A Detailed Online Guide to CPAP Masks - The CPAP Shop
Are you a new CPAP user or a seasoned one looking for a new CPAP mask? Our detailed guide makes it easy to help you find the best mask to suit your needs.
Beginner’s Guide to CPAP Masks
Why It’s Important to Start CPAP Therapy as Quickly as Possible
Many people experience immediate results from CPAP therapy, including improved sleep, reduced snoring, and less daytime sleepiness. Some individuals can feel these effects after just one night.
When purchasing products using health insurance, it could take a long time for them to review the claim and supply you with CPAP therapy products. That’s why alternatives, like paying out-of-pocket and using financing options, may be a better option to help you start CPAP therapy as soon as possible.
CPAP therapy not only treats sleep apnea, but it also has many other benefits to your health, including:
- Improved blood pressure and lung function
- Reduced risk of stroke, heart disease, diabetes, and more
- Reduced risk of depression and anxiety
- Better mood, focus, and concentration throughout the day
- Improved memory, productivity, and cognitive function
If you’ve been diagnosed with sleep apnea, it’s vital to your overall health and well-being to start CPAP treatment as soon as possible.
Learn more about the benefits of CPAP therapy in this blog post!
Need Help Knowing What CPAP Mask is Best For You?
MaskFit AR is our 3D face scanning capability, able to be done all from home! The CPAP Shop has partnered with MaskFit AR to offer hassle-free, personalized shopping recommendations. Simply answer some questions, scan your face, and we’ll help you find the best mask that fits your needs.
Watch a Demonstration on How MaskFit AR Works!
Popular Articles to Help With Your CPAP Therapy
Looking for more articles to help you with your CPAP therapy?
The CPAP Shop’s blog is your go-to place for all CPAP news, tips and tricks, product reviews, and more to help you feel supported every step of your CPAP journey. Check out our blog today!
Follow The CPAP Shop’s Youtube Page
Join our YouTube community! With 11,000 subscribers and counting, viewers of our page can watch CPAP tutorials, product reviews, and learn tips and tricks to receive the best CPAP therapy possible.
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Still Have Questions?
Our team at The CPAP Shop would be happy to help you!
Travel CPAP Machine FAQs
A travel CPAP machine works the same as a home CPAP does by delivering pressurized air to a user to keep their airways open at night, designed to treat sleep apnea. However, travel CPAPs are made more compact in size for treatment while traveling or on the go. Travel CPAPs are FAA-approved, and allowed to be used on flights, cruises, or other modes of transportation.
Travel CPAP machines are smaller and lighter than standard home machines, and designed for use while traveling. Although they are effective enough for regular use, that may result in a shorter lifespan of the machine than if it were only used during certain occasions. We recommend reading your manufacturer’s guide for more information.
Your CPAP machine should’ve come in a carry bag when you first purchased it. We recommend using that bag when traveling as it will fit your machine and all of its accessories (like tubing and power cord). Travel bags are also available for purchase on our website.
No, your portable CPAP machine does not count as a carry-on as the FAA does not allow airlines to count it as one. For more information, we recommend calling your airline.
Yes, travel CPAP machines can be used while camping if it is plugged into an external power source, such as a generator or a battery. Learn more about camping on CPAP therapy.
Most portable CPAP machines can run on battery power for approximately 1-2 nights, depending on the machine’s settings and your prescribed pressure settings. Shop high-quality batteries here.
5 Common Concerns About Starting CPAP Therapy
Don’t sweat it! Starting CPAP therapy can be a big adjustment, so having questions and concerns is completely normal.
The CPAP Shop is here to help ease that transition. Here are 5 common concerns new CPAP users often have:
This is one of the most common questions we hear. New users often worry about claustrophobia and discomfort and whether they will be able to move around while sleeping. To combat these feelings, make sure the mask you choose fits properly to you, as that is crucial to successful CPAP therapy. If you can’t tolerate your mask, you won’t use the machine.
It’s very normal to want to know how long it’ll take to start seeing symptom and overall health improvements to make sure the time and effort of CPAP therapy is paying off. The good news is CPAP therapy can start working almost immediately, with some patients noticing improvements after only one night of treatment. However, it may also take up to 1-2 weeks to fully adjust and see the benefits of treatment. Managing those expectations and understanding the benefits of therapy (increased energy, mood, health, and much more!) can motivate you to stick with therapy. As with many things, consistency is key!
Dry mouth, nasal congestion, skin irritation, and swallowing air are all potential side effects that can worry new users. Addressing these concerns upfront allows you to learn about solutions and preventative measures, like using a humidifier (used to add moisture to the air for more comfortable therapy) and adjusting your CPAP mask to fit correctly on your face.
CPAP machines and masks require regular cleaning to prevent the build-up of germs an bacteria (that can cause infections) and ensure proper function. This can feel overwhelming at first having to stick to a new routine, but patients will quickly learn that proper cleaning is essential for your health and the longevity of your equipment. A clear understanding of the process will make it less daunting.
CPAP therapy is a long-term commitment, and you will need to figure out how to integrate it into your daily life and social situations to see optimal results. Thankfully, CPAP products vary in size, noise level, and design to accommodate users whether they are traveling, sharing a bed with their partner, and more. Addressing your specific lifestyle habits and concerns can help you develop strategies for managing CPAP use in various situations, leading to greater adherence and overall success.